Business in Motion

Commercial Auto Insurance for Florida Businesses

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Commercial Auto Insurance in Florida

Protect the vehicles that keep your business moving. Whether you rely on a van, pickup truck, or work truck, Altesse helps you review how your vehicles are used and explore commercial auto insurance options that fit the way your business operates.

Does Your Business Need Commercial Auto Insurance?

What Can A Commercial Auto Insurance Cover?

Every business is different. The coverage you may need depends on how your vehicles are used and the risks associated with your operation.

Liability Coverage

Coverage for certain liabilities arising from bodily injury or property damage caused to others in a covered accident.

Physical Damage Coverage

Helps address covered claims for bodily injury or damage to another person’s property arising from the use of an insured business vehicle, subject to policy terms, limits and exclusions.

Drivers and Vehicles

Your policy should take into account who drives your vehicles and how those vehicles are used as part of your business.

Additional Coverage Options

Depending on your business, vehicles, and policy, there may be additional coverage options worth reviewing with an insurance advisor.

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Commercial Auto Insurance for Different Vehicles and Businesses

We help you explore coverage
options based on the type of vehicle you use and how it supports your business.

Commercial Van Insurance

Coverage options for vans used by contractors, technicians, service businesses, and other commercial operations.

Commercial Insurance for Work Pickup Trucks

Coverage options for pickup trucks used to carry tools, materials, and equipment as part of your business.

Work Truck Insurance

Coverage for trucks used every day as part of your business operations.

Box Truck Insurance

Coverage options for businesses that use box trucks for deliveries, transportation, and other commercial operations.

Commercial Insurance for Small Fleets

Coverage and policy management for businesses operating multiple vehicles as their operation grows.

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The difference of working with Altesse Insurance

If your vehicle is part of your business, you need more than an insurance policy. You need a team that understands how you operate and stays with you before, during, and after you secure coverage.

24/7

Your Policies Within Reach, 24/7

Access your policies, documents, and insurance certificates through the Altesse client portal whenever you need them, without being limited by office hours.

Real support

Real people before and after getting your service

When you need help, you can speak with people who understand your account and can assist with questions, policy changes, and documentation.

Customized

Guidance Built Around Your Operation

A delivery van and a contractor's pickup truck don't have the same needs. We help you review coverage options based on your vehicle, your work, and the people who drive for your business.

Growing with you

Support as Your Business Grows

Adding another vehicle or a new driver? We can help you review changes and renewals so your insurance continues to reflect the way your business operates.

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How Commercial Auto Works With Altesse

We review your situation with you, explain your options, and stay available after your policy is in place.

001

Reach Out to Our Team

Tell us what you drive, how you use it, and what’s worrying you about your coverage. You don’t need all the details to start.

002

Review Available Options

We review your situation and explore coverage options available for your type of business.

003

Choose How You Want to Move Forward

Review the available options with our team and decide which solution best fits your business needs.

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We're Still Here After You Buy

Access available policy documents through your client portal and contact our team when you need help with future changes or questions.

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People Who Understand How You Work

Behind Altesse is an insurance team that understands what it means when a vehicle is an essential part of keeping your business running.

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What Our Clients Say

      Excellent rating  
 Based on 16 reviews 
    
  
 
 
      Trustindex verifies that the original source of the review is Google. Muy profesionales,trabajan con mucha dedicacion para poder satisfacer al cliente.Los recomiendo 100%
     
   Cosette Fournier 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Excelente servicio, siempre tengo la tranquilidad y la seguridad de que recibo una atencion personalizada y acorde a lo que necesito en cada momento. Muchas gracias!!
     
   Brian Alejandro 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Me siento muy feliz de tenerlos como mis agentes de seguro de salud y de auto la atención con q tratan y siempre q tengo alguna duda Iliana enseguida me ayuda muy amable y explica muy bien siempre quedo muy satisfecha atención 10/10
     
   Mayviv Santamaria 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Desde que tengo mi seguro con ellos puedo decir que dejé deje de preocuparme por completo por mi seguro de carro. La atención es excelente , son profesionales , atentos y realmente se preocupan por sus clientes .Despues de haber tenido otras experiencias puedo decir sinceramente que encontré el seguro que estaba buscando.Hoy tengo la tranquilidad de manejar sabiendo que estoy en las mejores manos …
100% recomendado si estás buscando un seguro confiable , profesional y que te de tranquilidad, no lo pienses 2 veces , para mí simplemente es el mejor 🙏🏻❤️
     
   Ross Hernández 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Our company has been working with Maykel and Altesse for well over a year. They have been nothing short of amazing. Going above and beyond. Handling our insurance with care and always ready to serve. Reliability is an 10/10. We’ve had short time crunches and Have been anble to receive our certificate of insurance within minutes.  Available for any questions we may have. Always looking for best rates they can find to fit our needs. 5/5 is not enough for the value he brings to our company. Peace of mind we have been looking for. We hope
To continue the partnership for years to come!
     
   B&S Electric LLC 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. La mejor!!!
     
   Raynier Hernández 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Excelente servicio!! El mejor seguro de en autos q encuentro en años de manejar en este país!!! La mejor cotización y al momento!! Respuesta rápida y segura! Se los recomiendo!!!
     
   Cynthia Maria Lopez Campos 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Los mejores
     
   Julio Perez 
 
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Altesse Insurance made everything super easy. They set me up with workers’ comp, general liability, commercial, property, vehicle, and flood insurance all in one place. Fast responses, clear explanations, and great customer service. Highly recommend for any business owner!

Altesse Insurance me lo hizo todo muy fácil. Me ayudaron con compensación laboral, responsabilidad general, seguros comerciales, de propiedad, de vehículos y de inundaciones en un solo lugar. Responden rápido, explican claro y el servicio al cliente es excelente. ¡Muy recomendados para cualquier negocio!
     
   Orlando Ruiz

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Personal and commercial insurance in Florida

Beyond the Expected

health insurance

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Frequently Asked Questions About Commercial Auto Insurance in Florida

What Is Commercial Auto Insurance?

Commercial auto insurance is designed for vehicles used for certain business or professional activities. Coverage needs can depend on the vehicle, how it is used, who drives it, and the nature of the business operation.

Do I Need Commercial Auto Insurance If I Use My Vehicle for Work?

It depends on how the vehicle is used and the nature of your business. Using a vehicle for business purposes can create different insurance needs than using a vehicle exclusively for personal transportation. An insurance advisor can help you review your specific situation.

How Much Does Commercial Auto Insurance Cost in Florida?

There is no single price for every business. Commercial auto insurance costs can vary depending on factors such as the type and number of vehicles, who drives them, how they are used, selected coverage and limits, driving history, and other underwriting factors. Tell us how your business operates, and we can help you explore available options.

Can I Insure Multiple Business Vehicles?

Yes. If your business uses more than one vehicle—such as multiple pickup trucks, a van and a pickup, or a small fleet—we can review your operation and explore available insurance options. Depending on your business and the options available, the vehicles may be insured under an appropriate policy structure. To understand what may work for your operation, we review the number and type of vehicles, who drives them, and how they are used.

What Information Do I Need to Get a Commercial Auto Insurance Quote?

You will typically need information about your business, vehicles, drivers, and how the vehicles are used. If you already have commercial auto insurance, having your current policy information available may also make the review easier.

What Commercial Auto Insurance Requirements Apply in Florida?

Requirements depend on the vehicle and the type of operation. Florida has specific insurance requirements for certain categories of commercial vehicles, and applicable limits can vary based on factors such as vehicle type, weight, and how the vehicle is used. Because requirements vary, your specific operation should be reviewed before assuming that one coverage requirement applies to every business.