Beyond the Expected
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General Liability Insurance in Florida
© 2026
General Liability Insurance can help protect an eligible business against covered third-party claims involving bodily injury, property damage, and certain personal or advertising injury exposures.
BODILY INJURY
Helps protect against eligible claims when business operations cause bodily injury to another person.
- Covered medical expenses
- Legal defense costs for covered claims
- Eligible settlements or judgments
- Subject to policy limits
PROPERTY DAMAGE
Helps protect against eligible claims when your business causes damage to property belonging to others.
- Accidental property damage
- Legal defense costs
- Eligible settlements or judgments
- Subject to exclusions and limits
PERSONAL & ADVERTISING INJURY
May help protect against certain covered non-physical injury claims arising from eligible business communications or activities.
- Certain covered advertising injuries
- Certain covered personal injuries
- Legal defense costs
- Coverage subject to policy terms
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Why choose Altesse
© 2026
Guidance
Independent Insurance Guidance
We compare available options through our carrier relationships based on your insurance needs, eligibility and underwriting requirements.
Review
Coverage Review
We help you understand policy limits, deductibles, exclusions and available endorsements as your needs change.
Real-Time
24/7 Member Access
Access policy documents, billing information and service requests through the Altesse Membership Portal.
Class 36
Registered Brand
Altesse® is a federally registered U.S. service mark.
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(Protection Design)
© 2026
(04)
Questions about your insurance
© 2026
What is Altesse?
Altesse is a Florida-based independent insurance agency built around Altesse Membership. We help individuals and businesses evaluate insurance options and keep policy documents, billing information and service requests accessible through our proprietary member portal. Eligible commercial accounts can access or request Certificates of Insurance.
Are there service fees?
We are generally compensated by the insurer when a policy is placed. If an agency or service fee applies to a transaction, we explain it before you proceed. Policy premiums and carrier charges are separate.
What types of insurance are covered?
We help with personal and commercial insurance in Florida, including Personal Auto, Commercial Auto, General Liability, Workers’ Compensation and other eligible property and business solutions. Life and Health Insurance options are available separately. Products depend on carrier availability, licensing and underwriting eligibility.
How does the portal work?
The Altesse Membership Portal is available 24/7 for policy documents, billing information and service requests. Eligible commercial members can access or request Certificates of Insurance; some requests require agent review. A service request does not change coverage until the change is processed and confirmed.
How do I transfer my policies?
Start by sharing your current policies and renewal dates. We review available options and explain whether an agent-of-record change or a new policy is appropriate. Do not cancel existing coverage until any replacement is issued and its effective date is confirmed.